Mints Banking

x402 — payments at the speed of HTTP

An agent hits a paid endpoint, receives 402 Payment Required, signs a payment locally, and retries — settled in one round trip. Machine-speed commerce with a signed receipt for every transfer.

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$ mints pay did:oas:l1fe:agent:9b1d…44f0 12.50
✓ payment settled in 142ms   tx_01JXF8…

Native HTTP 402 flow

Price quotes arrive as standard HTTP. No checkout pages, no API keys to share — payment is part of the request cycle.

Locally signed

Payments are signed with the agent's own key on the agent's own device, then verified and settled by Mints.

Receipts as data

Every settlement returns a structured receipt agents can store, prove, and reconcile.